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      <image:caption>White swans on water | Chartered Care</image:caption>
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      <image:caption>Step ladder against white wall | Chartered Care</image:caption>
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    <lastmod>2022-06-13</lastmod>
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      <image:title>Topics - Combat Aging Parent Deconditioning</image:title>
      <image:caption>Delicate white dandelion| Chartered Care</image:caption>
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    <lastmod>2022-04-26</lastmod>
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      <image:title>Topics - Doctor Appointments For Your Aging Parent</image:title>
      <image:caption>Adult daughter holding hands with smiling, elderly mother | Chartered Care</image:caption>
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    <lastmod>2022-04-11</lastmod>
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      <image:title>Topics - What Is Elder Law?</image:title>
      <image:caption>Desk with gavel and balance | Chartered Care</image:caption>
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    <lastmod>2022-03-28</lastmod>
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      <image:caption>Women sitting hugging knees with hand over face | Chartered Care</image:caption>
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    <lastmod>2022-03-14</lastmod>
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    <lastmod>2022-02-28</lastmod>
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      <image:caption>Couple doing financial paperwork | Chartered Care</image:caption>
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    <lastmod>2022-02-01</lastmod>
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      <image:title>Topics - The Charted Care Collection (02/01/2022)</image:title>
      <image:caption>Tree reflection in glass globe | Chartered Care</image:caption>
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    <lastmod>2022-02-15</lastmod>
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      <image:title>Topics - Disagreement Over Care Of Aging Parent</image:title>
      <image:caption>Couple in disagreement with arms crossed | Chartered Care</image:caption>
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    <priority>0.5</priority>
    <lastmod>2022-02-01</lastmod>
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      <image:caption>Hand holding lens showing seaside cliffs | Chartered Care</image:caption>
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    <lastmod>2022-01-13</lastmod>
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      <image:caption>Group of elderly men playing table game | Chartered Care</image:caption>
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    <lastmod>2022-01-04</lastmod>
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      <image:caption>Fingers holding lens showing building | Chartered Care</image:caption>
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    <lastmod>2021-12-14</lastmod>
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      <image:caption>Blurred hand holding the sky | Chartered Care</image:caption>
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    <lastmod>2021-11-30</lastmod>
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      <image:caption>Woman walking in pink shoes | Chartered Care</image:caption>
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      <image:caption>Elderly couple performing yoga | Chartered Care</image:caption>
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      <image:caption>White box on floor with shadow | Chartered Care</image:caption>
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    <lastmod>2021-12-07</lastmod>
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      <image:caption>Fingers holding lens under blue sky | Chartered Care</image:caption>
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      <image:caption>Fingers holding a single white flower | Chartered Care</image:caption>
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      <image:title>Topics - UTI In Older Adults</image:title>
      <image:caption>Multi-colored hot air balloon in front of cloud | Chartered Care</image:caption>
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    <lastmod>2021-10-18</lastmod>
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      <image:caption>Brown flower bud in close up | Chartered Care</image:caption>
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    <lastmod>2021-11-01</lastmod>
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      <image:caption>Camera lens | Chartered Care</image:caption>
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    <lastmod>2021-10-12</lastmod>
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      <image:caption>Woman in white dress with prosthetic arm | Chartered Care</image:caption>
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      <image:caption>Man with prosthetic leg and white shoes walking | Chartered Care</image:caption>
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    <lastmod>2021-09-21</lastmod>
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      <image:caption>Man using phone for video call | Chartered Care</image:caption>
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    <lastmod>2021-10-05</lastmod>
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      <image:caption>Hand holding a lens | Chartered Care</image:caption>
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      <image:caption>Elderly man in khaki trench coat with hat and glasses with arm around woman | Chartered Care</image:caption>
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      <image:caption>Man in wheelchair wearing black shooting basketball | Chartered Care</image:caption>
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      <image:caption>Family having photo taken | Chartered Care</image:caption>
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      <image:title>Topics - How To Advocate For Your Loved One In The Hospital</image:title>
      <image:caption>Man in white shirt lying in bed holding hand with another | Chartered Care</image:caption>
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      <image:caption>City street through lens | Chartered Care</image:caption>
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    <loc>https://www.charteredcare.com/blog/medical-alert-for-aging-parent</loc>
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    <priority>0.5</priority>
    <lastmod>2021-08-09</lastmod>
    <image:image>
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      <image:title>Topics - Medical Alert For Aging Parent</image:title>
      <image:caption>Hand in pocket with Apple watch on wrist | Chartered Care</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.charteredcare.com/blog/moving-elderly-parent</loc>
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    <priority>0.5</priority>
    <lastmod>2021-07-26</lastmod>
    <image:image>
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      <image:title>Topics - Moving Elderly Parent</image:title>
      <image:caption>Brown boxes on white window sill and floor | Chartered Care</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.charteredcare.com/blog/voice-of-dementia</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-07-13</lastmod>
    <image:image>
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      <image:title>Topics - The Voice Of Dementia</image:title>
      <image:caption>distressed head in hands | Chartered Care</image:caption>
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  </url>
  <url>
    <loc>https://www.charteredcare.com/blog/chartered-care-collection-07-06-21</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-08-02</lastmod>
    <image:image>
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      <image:title>Topics - The Charted Care Collection (07/06/2021)</image:title>
      <image:caption>City lights through lens with purples background | Chartered Care</image:caption>
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  <url>
    <loc>https://www.charteredcare.com/blog/mobility-assistive-equipment</loc>
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    <priority>0.5</priority>
    <lastmod>2021-07-06</lastmod>
    <image:image>
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      <image:title>Topics - Mobility Assistive Equipment</image:title>
      <image:caption>Chin resting on elderly hands holding cane | Chartered Care</image:caption>
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  <url>
    <loc>https://www.charteredcare.com/blog/respite-care-services</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-06-28</lastmod>
    <image:image>
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      <image:title>Topics - Respite Care Services</image:title>
      <image:caption>Empty red hammock between two trees on a beach | Chartered Care</image:caption>
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  <url>
    <loc>https://www.charteredcare.com/blog/time-for-new-assisted-living-facility</loc>
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    <priority>0.5</priority>
    <lastmod>2021-06-21</lastmod>
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      <image:title>Topics - Time For New Assisted Living Facility</image:title>
      <image:caption>Smiling, young and old adult women look at smartphone | Chartered Care</image:caption>
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  <url>
    <loc>https://www.charteredcare.com/blog/in-person-gatherings</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-06-14</lastmod>
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      <image:caption>Hands holding glasses for toast | Chartered Care</image:caption>
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  <url>
    <loc>https://www.charteredcare.com/blog/chartered-care-collection-06-01-21</loc>
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    <priority>0.5</priority>
    <lastmod>2021-07-06</lastmod>
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      <image:caption>Hand holding lens showing feet | Chartered Care</image:caption>
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  <url>
    <loc>https://www.charteredcare.com/blog/falls-at-home</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-03-31</lastmod>
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      <image:title>Topics - Falls At Home</image:title>
      <image:caption>Pink flower with blue background | Chartered Care</image:caption>
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  <url>
    <loc>https://www.charteredcare.com/blog/causes-of-delirium</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-05-24</lastmod>
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      <image:caption>Multi-color picture | Chartered Care</image:caption>
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  <url>
    <loc>https://www.charteredcare.com/blog/home-medical-equipment</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-05-17</lastmod>
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      <image:title>Topics - Home Medical Equipment</image:title>
      <image:caption>Woman in wheelchair working in kitchen | Chartered Care</image:caption>
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    <loc>https://www.charteredcare.com/blog/chartered-care-collection-05-04-21</loc>
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    <priority>0.5</priority>
    <lastmod>2021-06-01</lastmod>
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      <image:caption>Hand holding lens showing trees | Chartered Care</image:caption>
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  <url>
    <loc>https://www.charteredcare.com/blog/hand-pain-after-stroke</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-05-03</lastmod>
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      <image:caption>Elderly hand with red fingernails resting on open book | Chartered Care</image:caption>
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  <url>
    <loc>https://www.charteredcare.com/blog/elderly-home-modifications</loc>
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    <priority>0.5</priority>
    <lastmod>2026-03-31</lastmod>
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      <image:title>Topics - Elderly Home Modifications</image:title>
      <image:caption>White house with red door | Chartered Care</image:caption>
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  <url>
    <loc>https://www.charteredcare.com/blog/recovery-after-stroke</loc>
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    <priority>0.5</priority>
    <lastmod>2021-04-19</lastmod>
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      <image:title>Topics - Recovery After Stroke</image:title>
      <image:caption>Side view of multi-story stairwell | Chartered Care</image:caption>
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    <loc>https://www.charteredcare.com/blog/chartered-care-collection-04-06-21</loc>
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    <priority>0.5</priority>
    <lastmod>2021-05-03</lastmod>
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  <url>
    <loc>https://www.charteredcare.com/blog/covid-recovery</loc>
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    <priority>0.5</priority>
    <lastmod>2026-03-31</lastmod>
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      <image:title>Topics - COVID Recovery</image:title>
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    <loc>https://www.charteredcare.com/blog/chartered-care-collection-03-02-21</loc>
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    <priority>0.5</priority>
    <lastmod>2021-03-28</lastmod>
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      <image:caption>Hand holding lens with mountains in background | Chartered Care</image:caption>
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  <url>
    <loc>https://www.charteredcare.com/blog/what-is-geriatric-psychiatry</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-02-28</lastmod>
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      <image:caption>Woman talking to female therapist | Chartered Care</image:caption>
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    <loc>https://www.charteredcare.com/blog/managing-quarantine-debility</loc>
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    <priority>0.5</priority>
    <lastmod>2026-03-31</lastmod>
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      <image:title>Topics - Managing Debility</image:title>
      <image:caption>Elderly couple embracing on couch | Chartered Care</image:caption>
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  <url>
    <loc>https://www.charteredcare.com/blog/aging-parents-different-levels-of-care</loc>
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    <priority>0.5</priority>
    <lastmod>2021-02-15</lastmod>
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      <image:title>Topics - When Aging Parents Need Different Levels Of Care</image:title>
      <image:caption>Elderly couple embracing on couch | Chartered Care</image:caption>
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    <loc>https://www.charteredcare.com/blog/what-happens-after-spinal-cord-injury</loc>
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    <priority>0.5</priority>
    <lastmod>2021-02-09</lastmod>
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      <image:caption>Drawing of spine on white paper with clipboard | Chartered Care</image:caption>
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  <url>
    <loc>https://www.charteredcare.com/blog/request-a-family-conference</loc>
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    <priority>0.5</priority>
    <lastmod>2021-02-01</lastmod>
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      <image:caption>Two women in blue scrubs in front of two men in white lab coats | Chartered Care</image:caption>
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  <url>
    <loc>https://www.charteredcare.com/blog/chartered-care-collection-01-19-21</loc>
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    <priority>0.5</priority>
    <lastmod>2021-01-25</lastmod>
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      <image:caption>Hand holding black magnifying glass in autumn | Chartered Care</image:caption>
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  <url>
    <loc>https://www.charteredcare.com/blog/care-of-elderly-parents-at-home</loc>
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    <priority>0.5</priority>
    <lastmod>2021-01-18</lastmod>
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      <image:caption>elderly woman in white sweater holding hands with young woman | Chartered Care</image:caption>
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  <url>
    <loc>https://www.charteredcare.com/blog/caring-for-dementia-caregivers</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-01-12</lastmod>
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      <image:caption>middle age man pushing elderly woman in wheelchair | Chartered Care</image:caption>
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    <priority>0.5</priority>
    <lastmod>2021-01-04</lastmod>
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    <loc>https://www.charteredcare.com/blog/covid-19-vaccine</loc>
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    <priority>0.5</priority>
    <lastmod>2020-12-28</lastmod>
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    <priority>0.5</priority>
    <lastmod>2020-12-21</lastmod>
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      <image:caption>steering wheel and dashboard of old car | Chartered Care</image:caption>
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    <priority>0.5</priority>
    <lastmod>2020-12-15</lastmod>
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    <lastmod>2021-03-28</lastmod>
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    <lastmod>2021-03-28</lastmod>
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    <lastmod>2021-03-28</lastmod>
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    <lastmod>2021-03-28</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5f066fb3e838353478c48e26/1604368258851-VGZNPVIA4OHP0WVN5MBA/seniorassistedlivingfacility.jpg</image:loc>
      <image:title>Topics - From Independent Living To Senior Assisted Living Facility</image:title>
      <image:caption>Smiling senior man wearing cap | Chartered Care</image:caption>
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  <url>
    <loc>https://www.charteredcare.com/blog/types-of-stroke-testing</loc>
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    <priority>0.5</priority>
    <lastmod>2021-03-28</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f066fb3e838353478c48e26/1616960932615-JBQ5FK1FVTGP0SKBU69D/nasik-lababan-qVgy8X5_iZg-unsplash%25281%2529.jpg</image:loc>
      <image:title>Topics - Types Of Stroke Testing For An Ischemic Stroke</image:title>
      <image:caption>Woman standing in water wearing white shirt | Chartered Care</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f066fb3e838353478c48e26/1603729726037-OVWL3OOFB1ZNYIB25U6I/typeofstroketesting.jpg</image:loc>
      <image:title>Topics - Types Of Stroke Testing For An Ischemic Stroke</image:title>
      <image:caption>Types of stroke testing | Chartered Care</image:caption>
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  <url>
    <loc>https://www.charteredcare.com/blog/memory-care</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-03-28</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f066fb3e838353478c48e26/1616960602536-X0Q937JCTMQW93NIO9Y5/gemma-evans-KY6M76-LnF0-unsplash%25281%2529.jpg</image:loc>
      <image:title>Topics - Memory Care For Dad</image:title>
      <image:caption>Memory care factors to consider | Chartered Care</image:caption>
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  <url>
    <loc>https://www.charteredcare.com/blog/isolating-elderly-pandemic</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-03-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f066fb3e838353478c48e26/1616377098702-0LQAPSGB4J7K5ZV7FN30/daniel-monteiro-LBq38gFYVdY-unsplash%25281%2529.jpg</image:loc>
      <image:title>Topics - Isolating Elderly During The Pandemic</image:title>
      <image:caption>Is isolation of the elderly during the pandemic the right decision? | Chartered Care</image:caption>
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  <url>
    <loc>https://www.charteredcare.com/blog/end-of-life-care</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-03-22</lastmod>
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      <image:title>Topics - End Of Life Care At Home</image:title>
      <image:caption>End Of Life Care | Chartered Care</image:caption>
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  <url>
    <loc>https://www.charteredcare.com/blog/24/7-care</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-03-22</lastmod>
    <image:image>
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      <image:title>Topics - Mom Needs 24/7 Care…</image:title>
      <image:caption>24/7 Care | Chartered Care</image:caption>
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  <url>
    <loc>https://www.charteredcare.com/blog/medical-term-fim</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-03-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f066fb3e838353478c48e26/1616376075143-UM7DZDSIDS7Q6F96CTYW/tim-mossholder-uJsQeIDJBj0-unsplash%25282%2529.jpg</image:loc>
      <image:title>Topics - Rehabilitation Medical Term Defined: Functional Independence Measure Or FIM Score</image:title>
      <image:caption>Functional Independence Measure (FIM score) | Chartered Care</image:caption>
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  <url>
    <loc>https://www.charteredcare.com/blog/medical-term-adls</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-03-22</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5f066fb3e838353478c48e26/1616375637182-DKSRPON0DW9ECTE76SO1/sam-wheeler-tUyYnO_VdP0-unsplash.jpg</image:loc>
      <image:title>Topics - Rehabilitation Medical Term Defined: Activities of Daily Living Or ADLs</image:title>
      <image:caption>ADLs Meaning | Chartered Care</image:caption>
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  <url>
    <loc>https://www.charteredcare.com/blog/nursing-home-during-covid-19</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-03-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f066fb3e838353478c48e26/1616375100937-23C80WWXZJOCG48MBRK2/anshu-a-yAXbfq1wI7I-unsplash%2525281%252529.jpg</image:loc>
      <image:title>Topics - What To Expect When Visiting A Nursing Home During COVID-19</image:title>
      <image:caption>Nursing Home Visits During COVID-19 | Chartered Care</image:caption>
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  <url>
    <loc>https://www.charteredcare.com/blog/selecting-nursing-home</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-03-22</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5f066fb3e838353478c48e26/1616374802179-AR052BV1CCR49YYGOOHX/nathan-dumlao-OKCCCbyon28-unsplash%25281%2529.jpg</image:loc>
      <image:title>Topics - Top 7 Things To Do When Selecting A Nursing Home</image:title>
      <image:caption>Select a Nursing Home | Chartered Care</image:caption>
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  <url>
    <loc>https://www.charteredcare.com/blog/acute-versus-subacute-rehabilitation</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-03-22</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5f066fb3e838353478c48e26/1616374578632-RUEIR03BARF3EB65NOGX/joyce-huis-66QEF_ZmzKY-unsplash%25281%2529.jpg</image:loc>
      <image:title>Topics - Acute Rehabilitation Versus Subacute Rehabilitation: What’s The Difference?</image:title>
      <image:caption>Difference between Acute and Subacute Rehab | Chartered Care</image:caption>
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  <url>
    <loc>https://www.charteredcare.com/blog/short-term-rehabilitation</loc>
    <changefreq>monthly</changefreq>
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    <lastmod>2021-03-22</lastmod>
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      <image:title>Topics - Top 5 Things To Do When Selecting A Short Term Rehabilitation Facility</image:title>
      <image:caption>How to Choose Short Term Rehabilitation Facility | Chartered Care</image:caption>
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    <priority>1.0</priority>
    <lastmod>2026-03-24</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5f066fb3e838353478c48e26/1615331236843-ZS7A8HW1SELR8O6RREHO/patrick-fore-74TufExdP3Y-unsplash%281%29.jpg</image:loc>
      <image:title>Home</image:title>
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      <image:title>Home</image:title>
      <image:caption>Empowered Women: Local Women-Owned Business See me listed next to a number of other awesome female business owners!</image:caption>
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  <url>
    <loc>https://www.charteredcare.com/about-me</loc>
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    <lastmod>2026-03-24</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5f066fb3e838353478c48e26/1594316016825-8RUEMUQ0AO6XIFJIMOM9/IMG_8797.jpg</image:loc>
      <image:title>About Me - Chartered Care provides physician-developed educational resources to help families understand complex medical and care decisions affecting aging adults.</image:title>
      <image:caption>Chartered Care was founded by me, Jessica J. Kluetz, DO, a board-certified physician in Physical Medicine &amp; Rehabilitation. My clinical work has focused on evaluating functional limitations, recovery potential, and long-term rehabilitation needs for patients recovering from serious illness or injury. Through Chartered Care I provide educational resources designed to help families better understand complex medical and care decisions. Throughout my career I have had the opportunity to help the loved ones of patients, as well as my own friends and family members, navigate a complex healthcare system. My journey into medicine began after graduating from Purdue University. Upon receiving my degree from Chicago College of Osteopathic Medicine-Midwestern University I completed a residency in Physical Medicine and Rehabilitation at Schwab Rehabilitation Hospital in Chicago. After having two kids and a third one on the way I was ready to return to Indiana and start my career as a staff physician on the acute rehabilitation unit at St.Vincent’s Hospital on 86th street. I would later become the medical director for that rehab unit. Balancing all of my passions became difficult, and I decided to become a consultant providing rehabilitation services to residents of skilled nursing facilities. As for many, the COVID pandemic turned the usual upside down and forced me to exit the skilled nursing environment. Since that time I have been fortunate to find a healthy and productive work-life balance working remotely as a Physical Medicine &amp; Rehabilitation physician clinical reviewer conducting detailed clinical reviews to evaluate the medical necessity of outpatient rehabilitation services. My training and decade long practice experience have provided me with the skills to provide compassionate direction to those in search of a path through the labyrinth that is the healthcare system.</image:caption>
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  <url>
    <loc>https://www.charteredcare.com/start-here</loc>
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    <lastmod>2026-03-24</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5f066fb3e838353478c48e26/1594317020055-G1E7QMTZCWM7G83ALG6Q/IMG_8792.jpg</image:loc>
      <image:title>Start Here - Why is this so hard?</image:title>
      <image:caption>The system is often confusing and fragmented. There are many questions and answers that are hard to come by. Although excellent care may be provided, we doctors often don’t have or take the time to sit down and really listen to patients’ or their family members’ concerns. Many are left with a feeling of uncertainty, which is magnified by having your life turned upside down due to a significant illness or injury of a loved one. You are stretched thin. There was very little margin in your life previously, between work, kids, and social engagements there was hardly any time for you. Now your loved one has been diagnosed with a significant medical issue, and you are struggling to keep up with all the expectations. You can’t get to the hospital when the doctors come by to see your loved one, and there are so many caregivers it is hard to know who to ask what questions to. The rest of your family is looking to you for information and answers but there is no efficient way to get what you need. I get that. It is where I can provide tremendous value. I will take the time to really listen to you and your concerns. I will provide you with compassionate advice based on years of experience. In times when the answer is not readily available I will work with you to find a solution.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f066fb3e838353478c48e26/1594320844940-655TBS2YHHWB7QCAHUAI/dominik-lange-VUOiQW4OeLI-unsplash.jpg</image:loc>
      <image:title>Start Here - Where do I find answers?</image:title>
      <image:caption>Are you and your loved one facing a new, complex medical diagnosis? Is it unclear what the expectation for recovery is? How will insurance impact your decisions? Are you trying to decide if your loved one can return home or do they need to be cared for elsewhere? It is difficult to find specific answers to all these questions in one place. You can certainly find some information online and get bits and pieces from those currently caring for your loved one. But, do you need someone to help you make sense of all the information? Do you need someone to help you put it all together? I am here to help you understand the diagnosis, set expectations for recovery and make recommendations for post-hospital care. Check out my educational resources where you will find information and answers to help guide you and your aging parent on the path forward.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f066fb3e838353478c48e26/1594319497474-2LG6YCPN1XC6Q0XQSJZI/colton-sturgeon-N4fdQbMJ0nI-unsplash.jpg</image:loc>
      <image:title>Start Here - What Now?</image:title>
      <image:caption>Do you need caring answers in language you can understand? Are you stretched thin and don’t have the time to research answers to all your questions? Looking for someone to really hear you and provide expert information? If you can’t find the answers you need on this site, contact me for specific answers to your questions.</image:caption>
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  </url>
  <url>
    <loc>https://www.charteredcare.com/contact</loc>
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    <lastmod>2026-03-17</lastmod>
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      <image:title>Contact</image:title>
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  </url>
  <url>
    <loc>https://www.charteredcare.com/schedule</loc>
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    <priority>0.75</priority>
    <lastmod>2021-05-10</lastmod>
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  <url>
    <loc>https://www.charteredcare.com/disclaimer</loc>
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    <lastmod>2020-08-25</lastmod>
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    <loc>https://www.charteredcare.com/privacy-policy</loc>
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    <lastmod>2020-08-25</lastmod>
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    <loc>https://www.charteredcare.com/terms-conditions</loc>
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    <lastmod>2020-08-25</lastmod>
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    <loc>https://www.charteredcare.com/most-helpful-guides</loc>
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    <lastmod>2026-03-30</lastmod>
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